The end of the year is right around the corner — which means now is the perfect time to take charge of your health goals while making the most of your insurance and employer benefits. Whether you’re exploring weight loss surgery for the first time or have been considering it for a while, these smart end-of-year planning tips could help you save money and start the new year on a healthier path.
- Big News for Blue Cross Blue Shield Members
If you’ve been told in the past that your Blue Cross Blue Shield (BCBS) plan doesn’t cover weight loss surgery, it’s time to take another look. Many BCBS plans — including Marketplace/Exchange plans — have recently changed and may now offer coverage for bariatric surgery if you qualify.
Here’s why this matters:
- Coverage may now be available, even if you were previously told otherwise.
- If your deductible is already met, you could pay as little as $0 out of pocket.
- With the end of the year approaching, now’s the time to check your updated benefits before coverage resets.
Don’t assume your situation hasn’t changed. Call our office today — our team will be happy to verify your updated benefits for you and help you understand your options. You could be eligible right now.
Call 972-494-3100 to check your BCBS benefits before the year ends.
- Check Your Employer Benefits — You May Already Be Covered
Did you know that many of DFW’s top employers offer weight loss surgery benefits as part of their health plans? We’ve seen patients with coverage from companies like:
- 7-Eleven
- Amazon
- AT&T
- Baylor Scott & White
- Exxon Mobile
- Texas Instruments
- Toyota
Plus hundreds more! Click here to learn more and see a sample list of other companies who have offered bariatric surgery coverage for employees who meet the requirements.
We understand that navigating insurance benefits can feel overwhelming — but that’s where we come in. At Nicholson Clinic, our insurance advocates handle the entire process for you:
- When you schedule your consultation, we’ll collect your insurance details.
- Our team will verify your coverage on your behalf.
- If you don’t have coverage, we’ll let you know before your appointment so there are no surprises.
And here’s the best part: If your plan covers weight loss surgery and your deductible is already met, your surgery could be fully covered.
Pro tip: Many people meet their deductibles later in the year — making this an ideal time to schedule surgery and minimize out-of-pocket costs.
- Don’t Forget Your FSA / HAS — Use It or Lose It
If you have a Flexible Spending Account (FSA) or Health Spending Account (HSA) through your employer, now is the time to check your balance. Many plans follow a “use it or lose it” policy at the end of the plan year. That means any remaining funds could disappear if you don’t use them before the deadline.
Weight loss surgery–related costs may qualify as eligible expenses, so tapping into your FSA or HAS can help you:
- Maximize your tax-free dollars
- Cover out-of-pocket medical expenses
- Minimize the financial burden of your procedure
Don’t let your hard-earned, pre-tax dollars go to waste — put them to work toward your health goals.
The Bottom Line: A Little Planning Goes a Long Way
The final months of the year are a critical window to review your insurance benefits, employer coverage, and FSA/HSA balances. A quick benefits check now could mean thousands in savings and a head start on your 2026 health goals.
- Schedule your consultation
- We will check your coverage for you
- Take advantage of your deductible and FSA before they reset
At Nicholson Clinic, we’re here to make the process as smooth as possible — so you can focus on transforming your health.
Call 972-494-3100 today or schedule a consultation online to get started.
